Privacy

Direct Finance Corp Privacy Policy

DIRECT FINANCE CORP.
Massachusetts Mortgage Broker License: MB1535

Headquarters: 40 Accord Park Dr., Ste 208, Norwell, MA 02061   Phone: (781) 878-5626   Fax:  (781) 878 2329

[No information sharing except as permitted by law; no affiliates]

Introduction:  Direct Finance Corp respects your financial privacy and we comply with all federal and state laws and regulations designed to ensure that privacy. Your relationship with Direct Finance Corp is important and we want to affirm out continuing commitment to the proper use of customer information, which we have or may gather in the normal course of business. We will generally keep this information about you confidential, but may share the information about you with our business partners as described below in order to provide better service to you.

Information About You:  Direct Finance Corp collects, retains and uses information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information.

Safeguarding Information About You:  Information that we have about you is available to our employees and agents on a “need to know” basis. We prohibit our employees and agents from giving information about you to anyone in any manner that would violate any applicable law or our privacy policy. We do not provide information about you to anyone without first verifying who they are and whether they may have legal access to the information. We train our employees to protect information we have about you. We also have a disaster preparedness program to secure this information in case of natural disasters, hazards or other threats. Our security and confidentiality procedures are routinely tested to make sure that they work. Employees who violate this Privacy Policy will be subject to disciplinary measures.

Account Numbers/Account Codes:  We will not disclose your account number or access code for a transaction account to a nonaffiliated third party in order for them to sell you products or services. We may give your account number or access code to consumer reporting agencies because we are allowed or are required to do so by law.

Information Sharing/Agent Nonaffiliated Third Parties:  We share customer information with service providers who assist us in servicing customer accounts and preparing and/or delivering Mortgage Company services and products to our customers. Examples of such providers include home equity check printers; mortgage payment facilitators; and credit reporting agencies. This sharing is permitted by law.  Such agents are required to keep confidential any information about you that we have given them.

Information Sharing/Non-Agent Nonaffiliated Third Parties:  Direct Finance Corp will use a customer’s personal identifying information in our normal course of business. Nonpublic personal financial information will not be sold or distributed to other parties for marketing purposes.

Ending Customer Relationships:  When you end your customer relationship with us we will treat the information we have about you as if you were still our customer.

Direct Finance Corp recognizes and respects the privacy expectations of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed this Privacy Policy, which has been made readily available to our customers. Customers who have questions about the privacy of their information should call Pearl Donnenfeld at 781-878-5626 x261 or email at pdonnenfeld@dfcmortgage.com.

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