Programs

  • Conventional Loans
  • USDA Loans (Rural Development)
  • Fannie Mae HomePath
  • FHA & VA Loans
  • No Mortgage Insurance with less than 80% LTV
  • New Construction Financing
  • Refinance – Lower Rate
  • Refinance – Cash-Out
  • 1-4 Unit Financing
  • Debt Consolidation 

Purchasing:
You may qualify to buy a property even if you lack the down payment.  Ask me how…

Refinancing to lower your actual monthly payment:
Increasing the term or lowering the rate could reduce you monthly payment. The relation  between the property value and the mortgage debt is a determining factor, providing the standard basic requirements are met.

Refinancing to get cash out:
Refinance to get cash out without increasing your interest rate, and sometimes even lower it. The relation between the property value and the mortgage debt is a determining factor, providing the standard basic requirements are met.

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